According to a report by the Chartered Institute of Housing, Universal Credit will deliver improvements on the current system but not all low-earning working households will really be better off e.g.:

  • Lone parents with one, two or three children
  • Most two child families with a single earner (either a loneparent or in a couple) who earns less than the living wage
  • Couples with three children if their earned income is less than £300 per week

Making work pay: Universal credit & low income working households

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